Planning ahead is essential when managing your digital assets. At Stablehouse, we aim to provide transparency around settlement times so you know what to expect when trading and withdrawing funds, whether in crypto or fiat.
Please note: All settlements are processed on business days only. This excludes weekends and bank holidays. Your dedicated account manager will be available to monitor the transfer and help trace the transaction if needed.
👉 While the timelines below reflect our standard processing schedule, occasional delays may occur due to third-party banking systems or international wire networks.
Below are the most common scenarios for trade settlements and subsequent withdrawals:
1. Trading Pair: CRYPTO/USD → Bank Withdrawal
Estimated Timeline: 2–4 Business Days
When you sell crypto for USD and request a bank withdrawal, the process follows this general timeline:
- Day 1: Trade is executed before 9:00 AM EST
- Day 2: Funds are processed and prepared for wire.
- Day 3: If the wire is sent on Day 2, funds typically arrive in your bank account on Day 3.
- Day 4: If the wire is sent on Day 3, funds will arrive on Day 4.
The actual wire submission timing depends on internal and bank processing procedures. That’s why receipt of funds may vary between Day 3 and Day 4. 
2. Trading Pair: FIAT/Crypto → Crypto Withdrawal
Estimated Timeline: 1–2 Business Days
When you buy crypto using fiat (USD or EUR) and intend to withdraw the crypto, the timeline will look like this:
- Day 1: Trade is executed before 9:00 AM EST
- Day 2: Crypto is credited to your Stablehouse account and available for withdrawal
If the trade is executed after 9:00 AM EST, the crediting process may shift by one business day, and the crypto will be available for withdrawal on Day 3.
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